we offer an extensive list of insurance packages for you to choose from based on what best suits your clients' needs
Mortgage Protection Insurance Solicitations - Can be offered to loan portfolios. Turn-key direct mail solicitations for Mortgage Life and Accidental Death. Escrow billing or ACH-Debit billing is used for mortgage lenders who originate, close, and then sell loans
HomeAssurance Sales Management System (SMS) – Front-end integrated mortgage based menu-selling system, provides Mortgage Life, Disability, AD insurance options, as well as required disclosures, and full application process, including insurance production tracking by loan officer. Loan officer training includes live training sessions and webinars
Credit Life and A&H Insurance - Has several key advantages: No minimums on coverage, monthly benefit or term. No physical exams required, no occupational limitations. Debt Cancellation programs also available
Installment Loan CPI (Blanket or Force Placed) - Blanket VSI covers all existing loans and new loans going forward with no need for tracking. Force placed CPI (only those that need it pay for it) coverage available automatically on any UCC-filed piece of collateral, $50,000+. Full outsourcing & tracking programs also available
Home Warranty - Direct mail program to provide comprehensive warranty coverage
Commercial Loan Insurance – Simplified (5Qs) underwriting, $ 1 million, 20 year max. Coverage can be required as a condition of the loan, (SBA etc. loans) and financed as part of the loan
Flood Zone Products – Provides turn-key system for flood zone determinations
Home Equity Protect – Coverage for home equity loans and secured lines of credit. Package of Critical Period Death, Accidental Death, and Accidental Disability protection.
2nd Mortgage Loan Guaranty Insurance – “PMI for 2nd mortgages”, allows lending up to 100% LTV.
Commercial Loan Insurance – Simplified (5Qs) underwriting, $ 1 million, 20 year max. Coverage can be required as a condition of the loan, (SBA etc. loans) and financed as part of the loan.
Specialty Products – Disaster Home Protection, Senior Term Life, Dental, Hospital Indemnity, Critical Illness, Blanket Coverage, Electronics Coverage, Deductible Reimbursements, ID Theft, Unemployment, Roadside Assistance, Price Protection, Health Discounts.
For a formal proposal, contact
Brad Skoda
brad.skoda@gmail.com
602-625-4760
Better Homes Financial Services, LLC.